As a provider of regenerative medicine, one of the most common questions I am asked is whether insurance will cover the costs of stem cell and PRP injections. Unfortunately, the short answer to this question is probably no. Insurance providers typically consider these orthobiological treatments to be “experimental” or “speculative.” As of October 2024, routine insurance usually doesn't cover stem cell therapies. However, there are some exceptions. Some self-directed private insurance companies, workers' compensation companies, and elite military units such as the armed forces may cover bone marrow aspiration (BMAC) stem cell concentration procedures.
Additionally, Medicare covers part of the costs of two types of FDA-approved transplants or stem cell therapies. This coverage applies to transplants performed by doctors as inpatient or outpatient procedures. Despite the effectiveness of stem cell treatment, insurance companies still consider it to be in the “experimental and research phase.” Therefore, at this time, insurance companies will not cover the cost of stem cell treatment. This can be frustrating for patients who are seeking relief from medical conditions and are concerned about the potential cost of treatment. Stem cell therapy has made significant advancements in recent years and offers a non-surgical alternative for conditions such as shoulder arthritis, rotator cuff tears, and other joint-related injuries. However, it is still considered an experimental medical procedure, which is why health insurance companies won't cover it. That being said, insurance policies vary and some plans may offer partial coverage for regenerative treatments if they are deemed medically necessary. At Stem Cell of NJ, we always recommend that patients consult with their insurance provider to determine if any aspect of the therapy is covered.
We can also provide detailed information and documentation about the therapy to assist with the claims process. Recent clinical trials and research on stem cell therapy have yielded promising results. Many patients who have undergone stem cell therapy report significant improvement, including a decrease in their symptoms. However, Medicare does not currently cover stem cell therapy for degenerative diseases such as multiple sclerosis and Parkinson's.Over time, insurance companies will not be able to ignore the fact that living cell therapy with living cells is a safe, low-risk, non-surgical alternative to surgery. This type of treatment does not require lengthy and costly hospitalization and can even improve some painful conditions that may not qualify for surgery but require long-term medication or physical therapy to control pain. Modern stem cell therapy providers offer individualized consultations and diverse funding options for patients to enjoy relief without a significant initial investment.
In allo-SCT, a healthcare professional delivers healthy stem cells from a donor to a person through an intravenous infusion through the veins. At Stem Cell of NJ, we are dedicated to providing advanced solutions that can help restore mobility and improve quality of life. DVC Stem services strictly comply with regulatory cGMP quality standards and globally recognized ISO standards, ensuring the safety and purity of the air and the processing of infusions containing human stem cells. For example, Eddie The Beast Hall received an infusion of more than 300 million mesenchymal stem cells derived from umbilical cord tissue at DVC Stem. If you are interested in stem cell therapy for a shoulder injury, I highly recommend consulting with an experienced provider about your eligibility and the potential cost of your stem cell treatment. One of the most common questions patients ask is whether their insurance will cover stem cell therapy.
If you are interested in exploring regenerative cell therapy and how it can improve your health, contact Stem Cell of NJ today at (73) 264-2233 to schedule a consultation. If you are interested in stem cell therapy but are concerned that you are not eligible for coverage under your current health insurance plan, don't worry. Our team at Stem Cell of NJ is dedicated to providing advanced solutions and diverse funding options for our patients to receive the relief they need without a significant financial burden.
